U.S. closes 4 more banks, 22 total so far in 2011

WASHINGTON (Reuters) - U.S. banking authorities closed four banks on Friday, bringing the total number shuttered in 2011 to 22.

Habersham Bank of Clarkesville, Georgia was closed. The bank's eight branches will reopen as part of SCBT National Association.

Citizens Bank of Effingham of Springfield, Georgia, was shuttered, with its four branches reopening on Saturday as part of HeritageBank of the South.

Charter Oak Bank of Napa, California, was closed. The two branches of Charter Oak Bank will reopen on Tuesday as branches of Bank of Marin.

San Luis Trust Bank, FSB of San Luis Obispo, California, which had one branch, will reopen on Tuesday as part of First California Bank.

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